You're going to want to keep your head together this coming 2020 year of the Rat and not jump on any get rich quick trends. Hold on to your money instead of throwing it at any shiny thing. This is when being patient and rational is going to benefit you the most. That doesn't mean you should stick your head in the sand (just to mix animal metaphors) and ignore all financial activity. That would be a terrible mistake. Just like the tortoise keeps moving - slow and steady вЂ“ during 2020 you're going to keep moving and growing your money.
January is an excellent time for getting your financial house in order. You're probably already aware of areas that could use some boosting and attention. Now is the time to start that process. Even if your expenses are well under control and your portfolio robust, see if there's an area - even a risky one - that would be worth your time. Maybe you're pretty risk-averse and stocks don't play much into your retirement currently. That's a shame and this is the time to make some inroads into that world. Don't fear risk. And if you think you don't already, push your risk level a little higher.
Look to spring 2020 to be the time to amp up your savings, even if that means working a little bit extra to have more to save. April is a prime time to make sure you're covered for any possible emergency, so boost your emergency savings (or start one if you don't have one already). This would be a good time to steer ever so slightly away from risk, even for a short period of time. Think of this as your financial ebb lasting through late June or so. Keep your head together and eyes up.
Great financial disasters may come near you in the autumn. There may be global turmoil economically, but don't let it sway you, Virgo. You need to stay the course you've set for yourself already. If ever there was a time to lean into your tortoise-like qualities, this part of 2020 would be that time. Keep your head down and don't be surprised by what the world is doing, especially in September. Keep saving and investing as you have been and don't be tempted to pull all of your money out and stick it in a mattress. In fact, be prepared for a lot of smart investing after any turmoil or disaster. Where others might be fearful to tread, you should proceed boldly and confidently. Let the tortoise be the first one to investigate the battlefield.
Towards the end of the 2020 year of the Rat, there will be some seemingly fantastical opportunities that will present themselves to you, Virgo. While you don't need to shun them, it's worth your keeping a skeptical eye while still paying attention. By all means, listen to whatever sales pitch comes your way. And mind you, it may not obviously be a sales pitch. This could come from a family member or a talkative friend. You might not realize you're being pitched until halfway through the spiel. Recognize the signs of someone trying to sell you something and listen accordingly. And who knows? The pitch may make perfect sense to you, making you want to reach for your checkbook (or modern equivalent). As long as you've given it a cautious listen, by all means, take a chance if it seems right.
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