There's no reason to work against this universal truth. You are not a sign that's known for following any ridiculous get rich quick scheme. You have a tremendous advisor with you this 2020 year, Capricorn, and that's Jupiter. No, he won't lend you money, but he will agree with your pondering on the money. 2020 is going to provide a lot of smart places to put your money, but they might be hiding, even in plain sight. This is a good year for you to do a bit of hunting.
Where most people are going to be doing a lot of planning in January for the year ahead, making budgets and whatnot, you're doing something else. Capricorn, you should buy a lottery ticket. Don't go crazy and put a hundred dollars down or anything like that. Just go to your local store and get a single ticket, scratch off or otherwise. There are two reasons for this. One, with Jupiter in your corner, you might just luck out. More importantly, it's an impulsive act with no certainty to it appears from the joy of playing it brings. That's a good theme for you and money this year. And well, if you do win big, congratulations and make sure to get a good financial planner.
Even though you're not making a budget at the beginning of the 2020 year of the Rat, spring is a good time to take a long look at your finances. It doesn't have to be a full audit or anything like that, but see where you are and where your strengths and weaknesses are. Are you not saving at the rate you'd like? Stocks not performing to the level you think they should be? You just want a quick, overhead view of things to see if anything sticks out. If there's an action you can take immediately (like moving to a higher interest rate savings account), then do it. Otherwise, file it away so that you craft a plan of attack. Look to do all this in late April and if you need to hire a professional to help, set that up for early May.
If you haven't seen any smart places to put your money by the middle of 2020, odds are good there haven't been any. Trust your instincts on this, Capricorn. For the first half of the year, you should be able to sniff those out. The second half of the year is another store. Starting in July, you're going to want to dig a little bit deeper to see if you can find those golden opportunities. This doesn't mean pouring through the Wall Street Journal every day (but if you have the time to do so, it's not a bad idea). What it does mean is opening your mind up and seeing if there are any other places to look that you hadn't thought of before. You're going to be like a pig sniffing for truffles. Do your friends own a small business? Is your community known for a particular industry or product? Do you see something, in particular, running out at the grocery store on a regular basis? These are the sorts of signs you're going to keep an eye and nose out for. What to do with that information? Research and investigate. See if there's a way to put at least a small bit of money towards them.
Wrap up your 2020 year with another close look at your financial picture. If there were some things you discovered in the spring that needed some tending to, November is the time to make a plan of attack. Not sure how to get your portfolio to do better? Don't know how to get more value out of your house? Don't be afraid to pull in a professional to help advise you. You're a pragmatist and sometimes that means asking for help.
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